DJT issued a White House Memorandum to US Treasury to release Fannie and Freddie, soon after Calabria passed the nomination. Munchin and Calabria slow-walked the process with self-build road blocks (e.g review of capital requirement, etc.). Then, came the Covid and re-election, and everyone was busy. That's what I witnessed back then. DJT is not "no more than the other two POTUS". If he wins, he certainly will do it again.