In the casinos, a naive player still has a chance to win. There isn't a mob of con artists (like you) hollering at them to put their money on the line. It isn't a mental illness to detest con artists and their con games, in fact it is far more pathetic to rationalize participating in the con game that the OTC is, just as you have done. Sell your soul if you want to, I'm just here to be sure that people are informed of the outrageous house odds before they hand you their money.