You and your family, your children, and grandchildren will now pay almost 50 basis points MORE PER YEAR to access the federal government implicit mortgage guarantee, compared to 2008.
That's $2,000 per year per family in the USA, on a $400,000 home loan.
20% of the 50 basis points (i.e., 10 bps) is due to the Payroll Reduction Act and the Infrastructure Act.
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