I told everyone at my work the day I went all cash in 401k on the very day the last top hit (just like in here, see link below, see the date)...I NEVER tell my co-workers to get to cash, but I did this time...did anyone listen, not one person...I HATE to say I told you so to people who refused to listen...it's sad, they just don't get this is the final death nail to the middle class..imo
The only person who listened to me was my wife, I have NEVER told her what to do in her 401k in over 30 years...she listened & sold, didn't hesitate, and it makes me very happy...her too now :)