Mike, you misunderstand me. I am not predicting that the stock will fail. I have no idea about that and neither does anyone else. I am simply responding to your claim that this is "absolutely" the best OTC stock. And I am just stating the obvious: a stock based on a new, single product, with no ability to obtain reasonable loans, has substantial risk. Smart investors need to always keep the risk in mind, at every stage of the process, including now. I personally think capstone is a good gamble for people who can afford to lose their investment. But I don't think it's wise for people to invest money they really need in this stock--its too risky, with too much uncertainty. That's why I think this board should strive to educate members about both the potential benefits and the potential risks. They are equally important. My apologies to those who are bored reading my statement of the obvious