Key Key. You should know that; The FDIC is not obligated to give ANYONE an answer, no matter what kind of question, no matter what issue. The FDIC is only responsible to the US Parliament. Only Parliament can ask questions and receive answers. THE FDIC IS SOVEREIGN. Otherwise the FDIC would have received a lot of questions on this issue. Surely you don't live in America and can't know the national laws of America. Greeting