Everybody is new to this, the only thing you can do is buy what you can. And hope you made the right gamble 5 years from now. With the coins its just invest and wait 5 years. NOBODY knows.So Invest what you can loose. Look at BTC, you only need one. Or 5 or 10, and you can buy a house. It took ten years tp get to this price. Buy and forget, make sure the wallet will be there 5 years from now.