Yes , this is totally ridiculous ! I actually posed as a small business owner looking for a 100k loan and called the 212-363-6342 # and was told that the "office" of FGFC isn't really an office. It is just a answering service ! Than I asked "her" if you could forward me to someone to talk to at First Guardian, and she said the phone numbers were confidential ! ?>>>>>... Nice way to run a business Hayter ! If this isn't a scam ,I don't know what is ? You cant even get ahold of these clowns to do business with !!!!!!!!!!!!!!!!!!