"KeyKey, I found his correct email but do not feel I should post on this forum. He does not live too far from me, but I have no intention to bother him unless he responds to my email."
Just an observation, from reading what he has written, he seems like one of those people who LOVES to talk about this type of thing.
Hopefully he gets in touch with you. Remember he has done work for the FDIC. I'm thinking he would know the best people to seek info from?