Replies to post #11439 on Keeping It Simple

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RKT gap 21.66

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RKT Open Gap

FILLED

Direction Date range
up Aug-20-2020 21.66 to 22.2

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Rocket Companies, Inc. (NYSE: RKT) ("Rocket Companies" or the "Company"), a Detroit-based holding company consisting of tech-driven real estate, mortgage and financial services businesses – including Rocket Mortgage, Rocket Homes and Rocket Auto – today announced the Company will issue its fourth quarter 2020 earnings on February 25, 2021. Management will host a conference call to discuss results at 4:30pm ET on this date, and a press release detailing the Company's results will be issued prior to the call.

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RKT
cpps 28.85

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RKT - back to the land of the living

Open Gaps
Direction Date range
down May-06-2021 22.67 to 19.8; FILLED 6/9/21

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Ambulance chasers on RKT in the droves

(This is making it hard to pay off my mortgage by buying stock in my mortgage lender ;)

https://finviz.com/quote.ashx?t=rkt

According to the Complaint, the Company made false and misleading statements to the market. Rocket suffered from the highest contract rates in two years based on increased competition with other mortgage lenders amongst other factors. The Company was engaged in a price war with its rivals which further eroded margins. These adverse trends were accelerating throughout the first six months of 2021. In fact, the Company's gain-on-sale margins had fallen below recent averages. Based on these facts, the Company's public statements were false and materially misleading throughout the class period. When the market learned the truth about Rocket, investors suffered damages.

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RKT

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RKT: Deadline to participate in the ambulance chasers lawsuits against RKT ends today August 30, 2021.

Maybe, just maybe, that stupidity will stop hogging the news feed.

https://finviz.com/quote.ashx?t=rkt

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RKT 8.13 Gap

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RKT Open Gaps 8.12

Open Gaps
Direction Date range
up Jul-06-2022 8.125 to 8.36

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Rocket Loans Begins Powering Rocket Solar with New Lending Program
Tue, August 2, 2022 at 7:00 AM·4 min read

https://finance.yahoo.com/news/rocket-loans-begins-powering-rocket-130000956.html

(THANKS THEO!)

Latest offering by Rocket Loans highlights the power of the company's technology that can be used for a wide range of financial products

DETROIT, Aug. 2, 2022 /PRNewswire/ -- Rocket Loans, a leading tech-driven lending platform and part of Rocket Companies (NYSE: RKT), today announced it has partnered with Rocket Solar to provide financing to the company's clients who want to help the environment and save money by generating their own electricity with the power of the sun. Launched earlier this year, Rocket Solar provides consulting, system design, financing, installation and ongoing service to homeowners across the United States.

Through the new relationship, clients who elect to have a solar electricity system installed will have the ability to leverage Rocket Loans' AI-powered, customer-centric lending platform to receive an automated and individualized loan offer for a solar loan in less than 30 seconds.

"We have invested heavily in creating an entire personal finance experience that leverages artificial intelligence and machine learning to deliver loan offers tailored to the individual – automatically verifying client identity and income with speed and certainty," said Todd Lunsford, President of Rocket Loans and former Chief Technology Officer for Rocket Mortgage. "Even more impressive, while making quick and automated decisions, Rocket Loans technology helps us accurately determine our clients' ability to repay the loans, with default rates and loss coverage ratios that are significantly better than any other personal lending platform on the market today."

Founded in 2016, Detroit-based Rocket Loans was created to leverage a single, automated technology platform – using artificial intelligence – to offer clients a simple, fast and intuitive experience that would fit any loan product and be tailored to the specific need. Since that time, the company has grown to meet the lending needs of consumers, has provided automated data intelligence technology to the federal government and is now adding Rocket Solar to its list of clients.

"It was incredibly important to Rocket Solar that we partner with a lender who shares the same passion for client service we do," said Joel Gurman, President of Rocket Solar. "The Rocket Loans platform is able to give our solar clients quick lending decisions and is also extremely flexible to meet the needs of our rapidly growing business. This partnership is the latest example of how Rocket creates technologies to make once-complicated transactions simple – something our clients tell us they really appreciate."

Rocket Solar currently operates in 42 metro areas across the country, which account for nearly 25% of the American population. Clients utilizing Rocket Solar could achieve an average savings of $1,300 on their electric bill during the first year leveraging solar energy. They also protect themselves against future cost increases from public utilities by generating their own electricity.

The solar industry is growing rapidly, with a 30 percent annual increase in solar panel installations in 2021. Additionally, in September 2021, the U.S. Department of Energy (DOE) released the Solar Futures Study. In its forecast, the DOE said that, by 2035, solar energy could power 40 percent of the nation's electricity – the equivalent of all homes in the U.S. today. This provides significant opportunity for Rocket Solar and Rocket Loans in the years and decades ahead by solidifying its position as the go-to choice for consumers seeking a simple, reliable and streamlined process.

To learn more about the company, solar installation and financing, visit www.rocketsolar.com.

About Rocket Loans:

Founded in 2016, Rocket Loans is an AI-enabled lending platform, designed to provide saleable and flexible loan decisioning to clients in any industry. Part of Rocket Companies (NYSE: RKT), the company's platform delivers near-instant loan decisioning and personalized options for clients, while maintaining industry leading loan performance. Learn more at RocketLoans.com.

About Rocket Solar

Rocket Solar is a tech-driven, residential solar energy provider and a part of Rocket Companies (NYSE: RKT). The company's website gives a personalized quote showing the estimated energy cost savings and the price of installation in less than 30 seconds. Founded in 2022, the company currently offers solar panels on homes in 42 major markets across 16 states, making up a quarter of the American population. See more information and inquiry about solar panel installation at RocketSolar.com

About Rocket Companies

Founded in 1985, Rocket Companies is a Detroit-based FinTech platform company consisting of personal finance and consumer technology brands including Rocket Mortgage, Rocket Homes, Amrock, Rocket Auto, Rocket Loans, Rocket Money (formerly known as Truebill), Rocket Solar, Rocket Mortgage Canada (formerly known as Edison Financial), Lendesk, Core Digital Media, Rocket Central and Rock Connections.

Rocket Companies' mission is to be the best at creating certainty in life's most complex moments so that its clients can live their dreams. The Company helps clients achieve the dream of home ownership and financial freedom through industry-leading client experiences powered by its simple, fast and trusted digital solutions. Rocket Companies ranked #7 on Fortune's list of the "100 Best Companies to Work For" in 2022 and has placed in the top third of the list for 19 consecutive years. For more information, please visit our Corporate Website or Investor Relations Website.

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RKT cpps 6.754 10/14/22
10/7 wo

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Jay Farner RKT CEO

https://www.sec.gov/ix?doc=/Archives/edgar/data/1805284/000180528422000027/rkt-20220321.htm

On February 28, 2022, Jay Farner, Vice Chairman and CEO of Rocket Companies, Inc. (the "Company"), entered into a share trading plan (the "Purchase Plan") with a broker for the purchase of shares of the Company’s common stock. The Purchase Plan was adopted pursuant to and in compliance with Rule 10b5-1 and Rule 10b-18 under the Securities Exchange Act of 1934, as amended, and in accordance with the Company’s insider trading policies. In accordance with Rule 10b5-1, Mr. Farner will have no authority, influence or control over any purchase of shares of common stock of the Company under the Purchase Plan. Subject to the satisfaction of certain conditions, a broker may periodically effect purchases of up to $36 million total aggregate value of the Company’s common stock from March 30, 2022 through December 30, 2022. Purchases under the Purchase Plan are subject to or dependent upon certain market pricing parameters and trading limitations. Any transactions under the Purchase Plan will be reported to the Securities and Exchange Commission in accordance with securities laws, rules and regulations.

________________________________________________________


Wanted to find the Sec filing to this lovely well written Stocktwits post by Beto_365

who wrote this piece with amazing DD...

https://stocktwits.com/Beto_365/message/491808019

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RKT!

You too! Right on your fin!

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RKT actually has a cup going on

CPPS@ 10.74

Stage 1
120 days
48% depth
11.38 left side 8/11/22 with 11.38 Being the pivot

No handle (yet?)

Track to add

LAST INSIDER BUYS I SHOW ARE ON 12/28/22 which coincides with this...

Jay Farner RKT CEO (appears to be finished?)

https://www.sec.gov/ix?doc=/Archives/edgar/data/1805284/000180528422000027/rkt-20220321.htm

On February 28, 2022, Jay Farner, Vice Chairman and CEO of Rocket Companies, Inc. (the "Company"), entered into a share trading plan (the "Purchase Plan") with a broker for the purchase of shares of the Company’s common stock. The Purchase Plan was adopted pursuant to and in compliance with Rule 10b5-1 and Rule 10b-18 under the Securities Exchange Act of 1934, as amended, and in accordance with the Company’s insider trading policies. In accordance with Rule 10b5-1, Mr. Farner will have no authority, influence or control over any purchase of shares of common stock of the Company under the Purchase Plan. Subject to the satisfaction of certain conditions, a broker may periodically effect purchases of up to $36 million total aggregate value of the Company’s common stock from March 30, 2022 through December 30, 2022.

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RKT

10-3-23

7.48

Rocket Companies Inc (Nyse: RKT)

SEC, nasdaq, ShortSqueeze

Finviz, StockTA, Stoxline,

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RKT - Failure to Launch

Back to 12.11

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RKT 12.86



gap 11.23

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RKT 14.00

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RKT cpps 11.66

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RKT

5/8/25

11.64

Rocket Companies(Nyse: RKT)

SEC, nasdaq, ShortSqueeze, stockanalysis.com

Finviz, StockTA, Stoxline,Yahoo! Finance

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RKT 12.39 +.74 (6.43%) on 28m above ave volume

Rocket Cos/ Statistics and valuations



Volume
The last 10-days have seen significant volume in RKT, with average daily volume above the average for the last year. Today's volume is no exception; with 27,590,242 shares having been traded already. The On Balance Volume indicator (OBV) is bearish. The slope of the indicator is negative and suggests that there is a lack of buying interest.

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RKT12.85 gap - ✔️

Open Gaps
Direction Date range
up May-16-2025 12.855 to 13.14✔️

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RKT cpps 13.17



3/ 1.5 JnJ
Tk RKT to 12 for 15.98 pivot on consolidation. 2.5 and 1
Can B or AAO / revisit at pivot 4 S or doub depending 5 and 2

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RKT trk

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RKT Support/Resistance
Type Value
Conf.

resist. 16.07 2
resist. 15.80 2
resist. 15.36 3
resist. 14.59 2
resist. 13.42 3
supp 12.94 18
supp 12.10 8
supp 11.55 2
supp 11.33 2
supp 11.11 2
supp 10.28 2

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RKT 13.50 cpps 13.18 gap on open (tgt for build?)

(13.13 EMA 100)

+.41 below ave volume (for now)

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RKT 13.99 cpps
c&h w piv 15.06 fail 7/2 /dbl all on reset

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RKT cpps 13.23

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Rocket Companies, Inc. (RKT): A Bull Case Theory
By Ricardo Pillai | July 10, 2025, 2:15 PM

https://finviz.com/news/100661/rocket-companies-inc-rkt-a-bull-case-theory

Rocket Companies Inc
We came across a bullish thesis on Rocket Companies, Inc. on ValueInvestorsClub.com by Zipper. In this article, we will summarize the bulls’ thesis on RKT. Rocket Companies, Inc.'s share was trading at $14.22 as of June 27th. RKT’s trailing and forward P/E ratios were 711.00 and 55.25, respectively, according to Yahoo Finance.

Rocket Companies (RKT), the largest direct-to-consumer mortgage originator in the U.S., stands poised to benefit from multiple cyclical and structural tailwinds. Refinance originations, RKT’s stronghold, are currently at trough levels, but with ~20% of U.S. mortgages bearing rates over 6%, the potential for a sharp rebound is high as interest rates decline. This positions RKT as a countercyclical opportunity in a slowing economy.

The acquisition of Mr. Cooper’s (COOP) servicing portfolio, expected to close in Q4 2025, provides RKT with a sizable base of refinance-ready borrowers, leveraging its industry-leading recapture rate. Management’s conservative synergy guidance of 3.5% of pro forma net income could prove understated, with potential upside to 12% amid current rates.

Coupled with the acquisition of Redfin (RDFN), which enhances RKT’s ability to penetrate the less cyclical home purchase market via control of a leading listing platform, RKT’s business becomes more diversified and less rate-sensitive. Pro forma, revenue will be split across originations (44%), servicing (28%), and personal finance, title, and other sources (28%), creating a more stable, higher multiple business. The combined deals also boost public float from ~7% to ~50%, paving the way for index inclusion and broader investor interest.

Valuation reflects asymmetric upside: downside sits at ~$8.30/share (2x tangible book), while upside could reach $21.64/share with full synergy realization, and base case sits at $18/share by YE 2025. Risks include prolonged high rates and integration hurdles, but near-term catalysts—deal closings, synergy realization, and float expansion—offer a compelling investment case with substantial upside.

Previously, we covered a bullish thesis on Rocket Companies, Inc. by Unemployed Value Degen in December 2024, which highlighted the company’s potential to benefit from a home equity loan boom and its resilient servicing income. The company’s stock price has appreciated by approximately 0.3% since our coverage. The thesis still stands. Zipper shares an identical thesis but emphasizes M&A-driven diversification and synergy realization.

RKT isn't on our list of the 30 Most Popular Stocks Among Hedge Funds. While we acknowledge the risk and potential of RKT as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an extremely cheap AI stock that is also a major beneficiary of Trump tariffs and onshoring, see our free report on the best short-term AI stock.

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(UPST/RKT) 2 Stocks to Invest in the Stock Market's Hidden $35 Trillion Opportunity
By Matt Frankel | July 17, 2025, 6:22 AM

https://finviz.com/news/106152/2-stocks-to-invest-in-the-stock-markets-hidden-35-trillion-opportunity

Homeowners in the United States are sitting on $35 trillion in home equity.

Many people aren’t tapping into their equity because of persistent high interest rates.

This could be a massive opportunity for companies involved with home equity loans.


The artificial intelligence boom is a multitrillion-dollar investment opportunity, without question. But it isn't the only one. A massive opportunity in the real estate sector could be hiding in plain sight.

Consider this. After a surge in mortgage refinancing in the 2020-2021 timeframe, interest rates soared, and refinancing volume dried up. With the majority of U.S. homeowners having mortgage rates under 5%, it no longer made financial sense to refinance at 7% or higher in order to tap into home equity.

The combination of extremely low mortgage refinancing and home equity loan volume and the fact that home values have risen sharply in the past five years has left homeowners with tons of "paper" wealth. In fact, U.S. homeowners are sitting on $35 trillion in home equity, an all-time high. And if mortgage rates start to thaw, it could lead to a surge in refinancing volume that goes well into the trillions of dollars.


With that in mind, here are two top stocks that could be big winners of this $35 trillion market opportunity if interest rates finally start to come down.

A mortgage giant that makes refinancing easy

Rocket Companies (NYSE: RKT) is the No. 1 mortgage originator in the United States, and a surge in refinancing volume could be a huge catalyst.

In the most recent quarter, Rocket closed on $26.1 of loan origination volume. In the same quarter in 2021, when rates were low, the volume was $103.5 billion, and refinancing was a major driver. Now, I'm not saying that we're going to see a 2021-style refinancing boom anytime soon, but if rates fall we could certainly see a spike in Rocket's total volume.

However, even if we don't get a surge in refinancing, there's a lot to like about Rocket. The company is aggressively building an all-in-one real estate platform with the goal of bringing the entire home buying and selling process into the digital age. It recently closed on its acquisition of real estate technology company Redfin and has a pending acquisition of leading mortgage servicer Mr. Cooper (NASDAQ: COOP).

Rocket already boasts a 97% client retention rate, and it is clearly good at what it does. An all-in-one real estate technology ecosystem that creates the most seamless experiences in the industry when it comes to selling, financing, buying, moving, servicing, and more could be huge. Plus, just because Rocket is a massive mortgage originator doesn't mean it can't grow further. The mortgage market is a highly fragmented one, with the top 10 players having less than one-fourth of the market combined. With $5 trillion to $6 trillion in homes selling in the United States in a typical year, if Rocket can grow its market share by even a few percentage points, it would be a big deal. That's especially true if interest rates fall and overall volume soars.

A better way to approve HELOCs

Upstart (NASDAQ: UPST) has a simple mission that solves a big problem. The company aims to do a better job of predicting whether a loan will be repaid, compared with the traditional FICO credit scoring model. It does this by looking at thousands of data points and their correlation with creditworthiness, and the data shows that the platform has been successful.

So far, Upstart's business has mostly consisted of originating unsecured personal loans on behalf of bank partners. In the first quarter, about 95% of Upstart's origination volume was in this category. However, the company is aggressively building two new lending verticals -- auto loans and home loans (specifically home equity lines of credit, or HELOCs) -- and the early results are impressive.

Auto loan volume and home loan volume increased by 42% and 52%, respectively, on a sequential basis in the first quarter. And both are massive market opportunities that could be helped if interest rates start to fall.

However, the HELOC opportunity is simply massive. Upstart's annual run rate of HELOC borrowing capacity origination is currently about $160 million, which is a minuscule fraction of the multi-trillion-dollar opportunity. If Upstart can even get a percent or two of the HELOC market, and falling rates lead to surging demand, it could be a major win for shareholders.

A $35 trillion opportunity hiding in plain sight

To be sure, even if mortgage rates plunge, homeowners aren't going to tap into all of their available equity, or even close. But it's entirely possible that we'll see trillions of dollars of additional HELOC and refinancing volume once rates become a little more cooperative.

There are many companies that could benefit from this, including banks, retailers, mortgage originators, and many others. In fact, an injection of several trillion dollars into the U.S. economy would be an event that fits into the "rising tide lifts all ships" category.

Having said that, Rocket and Upstart are two well-run businesses that could be especially big winners if Americans start using their home equity once again.

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RKT cpps 15.04 PIVOT 15.18

on a C&H stage 1 59 days, depth 32%, Handle 8%
7/2 attempt would have sealed the deal - now 2nd chances. Tgt 18.71 marked on MS

-CurPos 12.5 for trade with 11L's and 12H's)

Note: gap today at 14.06

Where would you go if they did lower interest rates?

Volume
Today's volume was heavier than usual, trading 36,300,779 shares, versus an average of 7,348,067 shares per day during the last twelve months. The On Balance Volume indicator (OBV) is bullish. The slope of the indicator is positive and suggests that buyers are presently more active than sellers.

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RKT
build in .5's to 5 and 2.5's Lts
TK: BD heavy/Trade

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RKT cpps 15.04 reports tonight