Also difficult when you dont know how SCOTUS will rule in perhaps 11 months. And equally difficult to predict what the economy will look like then, although I suspect we will have a resolution to covid by then, going into spring/summer 2021 housing season.
But then we also have this thing called an election which as it currently stands, will make Mnuchin/Calabria a moot point.
I think these combination of facts.....coupled with the times we are living in.....are putting FNMA/FMCC/FNMAS/FNMAG, et al, currently on the market's back burner.
So......it becomes a matter of who can beat predict the future, at this point.