Sherman is clueless about the state and local tax exclusion because he has little to no understanding of states that value education and also have taxes. In MA we have over 6% state taxes and in NY city they have city taxes on wages. He thinks 10k is lot of tax to pay on your house. He's effing clueless.
I apologize. Something personally bad happened, and I took it out on you. It will not happen again .... I will PM you on the details when I have more time ... It is really quite distressing.