Using your credit card debt to get along while you wait for SIAF. Well I am happy I am not in your situation. Even though SIAF has been harmful enough for me as it is.
I hear you Dutch. I have been on credit cards for a long time, and am nearing my credit limit.
I'm trying to line up another ESL job to replace the Korean one. Now have moved in with family until that happens and working temporary jobs. So at least I'm not accumulating more credit card debt, but without family I would be in dire straits.
Not sure how SIAF took your other stock down, but that sucks.