let me look into that Right now I'm looking at negative amortization filings. There have been some mentions of problems with subprime mortgages. I'm trying to find vocabulary and ideas for finding hints of the problem in filings. One interesting thing I found was some filers seemed concerned about the unenforceability of liens due to failure to pay these loans. There are all kinds of interesting issues here. It almost sounds as if ( don't take this as legal advice) you could get the loan, knowing that defaults would not be of legal consequence, stop paying, and keep the house due to bad faith on part of lender. In any case, this should be an interesting not-so-academic issue to sort out.
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