I'm going to stick my neck out here... IMO (take it with a grain of salt) I think the upward trend for these mortgage companies has passed. Risky bet to buy now.
I sent off for an IRA account last week. I'll put the IRA money into INV/DFC. If the interest rates put a fork in things, I bet they issue a dividend to shareholders.
A security company did this after their 9/11 deal fizzled.