Re your last paragraph, I am holding and did buy more at current levels. On tax loss subject, I intend to wait 'til near year-end to await developments on share price then...no hurry to sell for any loss. It could be more of a loss or less. Unpredictable. Data on most of your questions has already been posted here, and upcoming CC in March should tell us more.
Btw, I am glad my M.D., J.D. wife is not a "Luddite." Investment advisors are not perfect either.
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