Uh oh. We have to rewind. We have to remember that it's not the credit card companies that earn a percentage per every transaction. We all of course know that credit cards earn their money from the accrued interest. For example, if you go and spend $10.08 on some snacks at the gas station, on your bill at the end of the month you will see precisely $10.08, no more or less.
It is, in fact, the service of running the card that contains the fee you're speaking of.
For example, it costs my business 2.5% of the total price to run a card. It doesn't sound like a lot, but boy does it add up. Regardless of which card company is used and whether the card is debit or credit based, I still pay the 2.5% to my processing company (I.e. the little machine you swipe your card with at the register).
The fact is, my card processing company doesn't care what brand it is, because the processing company charges ME a flat rate to run any type of card-based transaction.
So now I am confused. If it's commonly agreed in this forum that this is the way it's going to work, well, it's not. The company would need to be selling card-running service machines rigged to subtract an additional percentage, OR, the company would need to somehow contact these card machine services and insert a "donate" option. Regardless, it's not engaging in this type of activity. So the question remains, where does the money come from?
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