I'm glad you added IMO. The 151 is LESS expenses, & again I stick to my original projection 40 to 60 billion to be returned. Nothing to do with mortgages or deposits.
I am ecstatic that you have come to this realization, therefore your posts can be disregarded as easily as others based on one's opinion. Please revert to the depositions of the authors of the Fdic/JPM P&AA. Provisions formulated for the WAMU bankruptcy were never used before and have not since to this day. Lrt's stop making comparisons.....they have no merit!
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