Some who got suckered into latest scam MJ to sell shares even after years of same thing still refuse to understand that. As long as they can sell discounted shares to insiders they make money off people buying common. They will continue to do and say anything to sell shares. That is all this has ever been about. A scam setup by Joe Canouse since 2009. It's worked they have sold billions before 1 for 1000 r/s and even more billions after. Common never had any chance to see value created. Hasn't in last 6 years of this. All those shares sold and yet no balance sheet ever shows much cash. They just take it all.
The risk in selling the debt receivables " retained earnings " is one the shelf depreciation noted to time as well return shipping as in you can't get blood from a stone then there is the lost interest on capital as well the cost of capital to take into account.
These risks can be sold using the receivables as collateral this will give a positive figure to the retained earnings and will be reflected by how much of the risk is sold. example
(90)- 100 = 10 as a positive returned earnings.
Credit card debt by consumers is a good example due to the lag time of payment. Should one see a negative around the figure it will be the risk minus the capital surplus and share holders equity that establishes the share holders equity and future credit to the company.
The selling of the receivables will always indicate the shrinking of the margin available some times to where you may get a negative return on share holders equity.
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