Fitman, just saw your post where you stated "SPECULATION." As a registered Trader, I would imagine that you "SECULATATE" on a daily basis if not on a moment to moment basis. I believe that you have become part of this group to protect us from bad things to come. However, a a business man it would seem to me that "There is no Rate of Return." Remember, Time is Money, it seems to me your wasting Time and your Loosing Money. Go back to your studies of Finance and Economics. ADELANTE SEGI