Yes it was. I am not big on lawsuits. My husband's family is big on them. Insurance is just what it is.........INSURANCE. Everyone hopes to never have to use it, but they are glad it's there if they need it. I know there are many horror stories both ways out there but so far my experience with companies has not been terrible. A few little problems but then there were a couple of good surprises too! Be happy that you don't have to have business insurance!!!! Now we're talking major problems.........the companies don't even want to write a lot of businesses in the NY area now and the terrorism insurance premiums can be astronomical!
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