JMIH. I was impressed with the continued growth of the company in spite of all the hurricances, etc. However, you could look at the comment about going "private" two ways. First, it is expensive to comply with SOX regulations, some smaller regional accounting firms charge about 400k a year. For a company like JMIH, this is damaging and eroding to business. Second, this could be a huge fluke/lie in the dirt. I have seen management of companies make comments like this before and they turn out just fine. Remember when SODI said the 4th quarter would suck? All I can say is that I no longer own the stock. I used a NPV and DCF model to help me make my decision. I usually do not use these but I needed to determine if the company was worth it. I will tell you that the book value I came up with is a about half the stock price. At this point, I do not see the company being able to "substantially" grow their revs and eps over the next couple of years. The opportunity cost is not worth it to me.