So he'd be better off with no insurance? Is that what you're saying?
As I've pointed out before, subsidies are available for single individuals up to $45,000/year. Enhanced Silver Plans, which help with deductibles and co-pays are available to low income individuals up to $28,000/year. The limits are higher as there are more people in the household. If you make more than those limits, at least you won't be forced into bankruptcy by a major illness and most doctors and hospitals are willing to work out payment plans (for a serious illness they would still collect the bulk of their fees above the deductible - do you think they want to turn away business?). If the illness isn't that serious they may be better off postponing their surgery into next year when the can purchase a better plan during open enrollment.
So is this your argument for repealing Obamacare? Your not making much sense.
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