2013 marks the beginning of a very promissing future for our company. Strategies and systems planned in 2013 are becoming reality in 2014. We plan to continue to be the innovative leader in the payments industry and will be deploying a number of new large scale innitiatives in 2014, along with a dramatic increase in our sales and marketing activities starting in the summer of 2014. We expect 2014 to be a high growth year for MyECheck, particularly in the third and forth quarters when transaction revenue from current licensing deals starts to be realized.