There wasn't a new Patent issued for Version 3.0, everything is covered by the original Patent. However, according to Ed, he is planning on Patenting the Biometrically Authorized Device Signatures technology that he Invented, which is new.
Ed Starrs
Feb 19
to me 3.0 bypasses the need for partner banks but they can still be useful in many other ways. We now deposit directly into customers existing banks accounts making merchant adoption easier and faster.
Security has been raised as a concern with new payment methods of this type by uninformed pontificators with ulterior agendas. However the facts support that we have the safest, most secure electronic payment method ever created and we have the physical data to support that fact.
The existing patent covers what we do still, although I would like to file a patent for my invention Biometrically Authorized Device Signatures.