wilma-'My investment is so small right now it would not matter if they filed bk and went away but if they are not defaulting or filing for BK then its all a moot point.' Consider yourself one of the lucky ones if we all lose it all. As early stage investors, most here are strapped to a North Korean rocket. If memory serves me, there have bee but two points of exuberance with Neom since Marriott took the reigns in Oct. 2010: May 2011, March 2012. All the interim is wing and prayer by the faithful.