Do your investments have a guaranteed perpetual 6% return? Every up and down in the market, including the extended crash, the patent holder has been getting paid 6% annual return in monthly checks. No risk. $12,500.00 every month since July of 2008. Without ever a chance for a reduction in the initial $2.5 mil owed. If a guaranteed 6% came with every investment made, nobody would be complaining about MDHI>