I THINK ANYTHING UNDER .016 SHOULD BE FINE.IMO.BUT TO SEE .03 AGAIN,I DOUBT IT THIS YEAR.MAYBE IN JANUARY 2014.I DOUBT WE WILL SEE .03 AGAIN IN 2013.IMO.POSSIBLY .02 TO .024 MAX IN 2013.BUT .03 I DO NOT SEE IT COMING IN 2013 AGAIN.IMO.