Their balance sheets are healthy because they've cut employee numbers down to the bare bone, and have reduced their overhead to chump change. This economy/country is a house of cards waiting to fall. Bernanke can play this charade for only so long, and eventually reality will set in. I would say there is a bigger catalyst now, then in 2008. I made the mistake of not shorting then, and won't make that mistake again. Best of luck to you.