I have to just say that it takes either a lot of chutzpah or courage (or maybe both) for Fowlds to push this as far as he did. ING finally admits wrongdoing (after trying to destroy his image). One has to wonder why there is such a holdup....they are no longer demanding proof for a bond destroyed. Why is the settlement taking so long? I think they are trying to limit injury and wear him down (the other banks involved may be an issue on concerns of liquidity conversion but shouldn't be an issue as ING IPO). Sid won't be stopped. Time for ING to stop stalling and pay up. Go $PFNO!