Timmy is that guy who got picked on all through schooling, never got laid and had no friends. Now he has money and thinks he is better than everyone when he wasn't better than anyone the first 18 years of his life. That pretty much sums up where his shitty attitude came from. He was bred that way from grade school. Blame the kids who picked on him and beat him up. It's had lasting psychological effects that he should see a therapist for.