Ugh. We all have friends that worked for TA's. And Computershare is one of the largest with at least 30 offices in the US alone. Qasp has been threatening to audit themselves for years. They have requested bank docs for over a year now. And, since we all know friends that work for banks as well, we know it doesn't take that long to get records. But snark aside, I agree with a lot of what you say.