There was a class action attorney in California that had a case all written up at one time, but no IMDS shareholder would step forward to be the lead plaintiff.
#1). You have money. Other people want it. All of it!
#2). You want easy money. So does everybody else. They'll get it, too....yours! (and all of it!)
#3). You tell yourself you're smart. You won't lose your money. Fact: Other people are smarter,