I too feel you pain, F4T. As i've already posted my loses on Cortex. it's obvious that i also drank the cool-aid. While a $250,000 loss certainly affects my portfolio, It's not a death blow for me. Thank goodness for the new top heavy pension plans the government has allowed for business owners. Without this vehicle, i would be working till the next millennium. I hope you did not bet the ranch on Cortex, and there is enough time for you to recover before retirement. Best wishes for a happy new year.