Tbone1360 - You are a smart guy but look at the companies that they outline. Most don't have the services that MMRGlobal has. I have my own mymedicalrecords acct. and use it all the time. I believe they rated MMR that way because most of the other ones do not charge or charge very little but do not do what MMR does from my own personal knowledge. Before I invested I did a lot of research. I would not be concerned. Good information but if you read each paragraph for the companies, I think you will see by far we are the best! JMO GLTA