Zeev, There is a news article on dividends and an "A" list of companies that are good at giving them. http://cbs.marketwatch.com/news/story.asp?guid=%7BDADEB863%2D0150%2D42E6%2DA8E2%2DF67DDB15B2AA%7D&am.... Go to bottom for the list of tickers. Interestingly, a lot of these are very low in their ranges on a three year chart. Some are even below 9/11 right now. A lot of high quality mutual funds are close to all time lows as well. I'm wondering your thoughts on this, as to how much further they can fall from here? Thanks, Fletch PS I'm not questioning your market targets, just noting how some quality issues are very low already.