two observations from your charts. way to go for being in bonds and cash for the nastiness of 2002 which allowed you to outperform the nas by 50%. the second one is that since aug of 2002 the nas is up almost 100% but the fund is up almost 50% or a 50% underperformance. is that in line with AIM's goals?
are the green withdrawals shown on the chart cumulative or are those the amounts taken out each month? my guess is cumulative. i like that you are getting the high risk levels here as it lines up well with my thinking.