PSM Holdings, Inc. (fka PSMH)

[Royal]

PSMH PSMI has an exclusive license agreement with NWBO, a Texas -based company that provides proprietary software that produces a database of sales leads containing home buyer and home seller information for persons seeking financing on the purchase or refinancing of real estate. NWBO derives its leads from individuals in approximately 17 states selling their homes personally rather than through a real estate agent or through real estate agents that have relationships with PSMI's branch offices.