You paying points or origin fees to get rates that low? Still with rates that low, who cares about the pennies. By the time you factor in the tax rebate and some inflation, you're looking at 2-3%. Give me as much of that locked in for as long as possible.
I can understand wanting to build up the equity in your home, you could think of it as a savings account, but with money that cheap for that long, the only reason you would want to give it back is because you can't come up with a better use for it.
Damn, missed getting in short on QCOM at 36.59 for a quick scalp. Was a huge fight going on at 36.55-.57 and the sellers won. DJIA and SPX broke below their intraday up trend lines off the LOD.