TFS Financial Corporation (TFSL)

[Penny Roger$]

TFS Financial Corporation was organized as the holding company for Third Federal Savings and Loan Association of Cleveland (Third Federal Savings and Loan or the Association). The Company’s ownership of the Association remains its principal business activity. It also operates Third Capital, Inc. as a wholly owned subsidiary. Third Capital, Inc. has no separate operations other than as the holding company for its operating subsidiaries, and as an investor or partner in other entities, including investments in private equity funds. Third Capital, Inc. is a partner of Hazelmere Investment Group I, Ltd. This entity engages in net lease transactions of commercial buildings. Third Cap Associates, Inc. maintains investments in private equity funds, and owns 49% and 60%, respectively, of two title agencies that provide escrow and settlement services in the State of Ohio, to customers of Third Federal Savings and Loan.

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