Peapack-Gladstone Financial Corp (PGC)

[Penny Roger$]

Peapack-Gladstone Financial Corporation is a bank holding Company. Peapack-Gladstone Bank (the Bank), is the Company’s principal subsidiary. The Bank is a state-chartered commercial bank. The Bank offers financial services through 23 full-service banking offices. The Bank maintains 10 branches in Somerset County, six in Morris County, four in Hunterdon County, one in Middlesex County and two in Union County. Commercial loan customers of the Bank are business people, including merchants, architects, doctors, dentists, attorneys and building contractors, as well as various service firms and other local retailers. Most forms of commercial lending are offered, including working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages and other forms of asset-based financing. In addition to commercial lending activities, the Bank offers a range of consumer banking services.