Politics and Money

[GEO928]

sherm...good question...I was never in it and I no longer live in the state....so, i posted a link if you wish to take the time to wade thru it.....

http://njpaip.com/

from what i recall......NJ has a point system....get 12 points in 3 years and your license gets revoked.....

then, when it comes time to have it reinstated....what a hassle obtaining insurance!!!

you may also have a hassle or get dropped because of accidents....

since the state MANDATES insurance for all drivers and "OKs" the rates charged thru a political/bureaucratic system, the auto ins carriers...although private companies...IMO can be considered "quasi-government" agencies....

soooooo......they must insure crappy drivers....and the assigned risk pool has a methodology for distributing "bad drivers" among the carriers..........