re schwab "discounts". i don't think you need any heavy negotiating here: my current rate is $15/trade, and i'm in the second tier of trading frequency. i.e. they used to have different price levels that kick in based upon your frequency of trading in the previous quarter. (and i say "used to" because some of this may have changed since i last looked at the details.) anyway, it was something along the lines of 30+ trades at ~$10.95/trade, 15 trades at ~$15.95/trade etc ... as a platinum member, you should have your own personal "team" assigned to you ... although, for some reason, mine never seems to be available when i call and they send me to some random guy ...