Can I put a God Bless on that? With 80,000,000 American baby boomers retiring and 64,000,000 do not have a pension or a 401K they will need a ton of us chartist to help them one day get some simblance of financial security. Let's hope these respected members of the government who get their annuity checks from the Federal Reserve Bank will give them their social security checks on time when they retire.