I agree with you and when Rosen cited "complexity" yesterday, I could only read one thing - JPM and FDIC are now at the table.
For the TPS, I could never understand one thing - why THJMW gave them(and us) false hopes back in the fall of last year saying that " ...many people may want to ride your coat tail..." meaning you have a good case and you will likely win. What changed or who or what made her changed her mind ? Did she really think the examiner will do her job ?