basserdan-- Even the FEDs dumped the old Civil Service Retirement Plan (CSRS) in about '84. Those 'grandfathered' will not collect Soc Sec unless they have the required qtrs from other jobs also (they paid higher rates to CSRS and not into SS),, then the Soc Sec is greatly reduced. The new plan had many federal workers happy until the decline in the mkt and now some look to work until death. Not much the fed workers could do as they cannot strike as industry does.