kozuh, is your .. "that's politics and Government' ... in reply to my .. Fair is fair in Australia .. you need a good universal healthcare system like our Medicare, eh?" .. just not sure .. ? Don't know if you saw this one .. "A risk equalisation pool also operates in the industry. Health insurers with a younger and healthier customer base subsidise those with an older or less healthy customer base." http://investorshub.advfn.com/boards/read_msg.aspx?message_id=61410262 I don't feel your analogy is valid, as "swimming pools" are an added luxury, purely optional, and diseases, age etc are not. See also .. Australian and other universal healthcare schemes. http://en.wikipedia.org/wiki/Universal_health_care#Australia Fair is fairer in health Australia .. you need a good universal healthcare system like our Medicare, eh?