Someone gets injured on the property of your house and wants to sue. But...at the time the injury happened you didn't own or live in your home, the previous and now bankrupt former owners did and promised (without your knowledge when you bought the home) that person financial compensation.
So...fast forward and that injured person now wants money out of YOU instead of the former owners who he knows can't pay.
The is baseless,but GREAT if you want cheap shares.