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IMPORTANT INFORMATION FOR THE HOLIDAYS

In observance of the Christmas holiday, bond markets will close early at 2:00 PM EST on Thursday, December 23, 2010. Additionally, both stock and bond markets will be closed on Friday, December 24, 2010.

In observance of the New Years holiday, the bond market will close early at 2:00 P.M. EST on Friday, December 31, 2010. The stock market will be open and operate as a regular trading day on Friday, December 31, 2010.