Thats is what I mean when I say that this is going to be HUGE...All over the world...thats why the silence thats why the NDA's..Just go on PUBLICIS web site.. as I have..and look at the deals just they alone have signed in 2009 alone ...and then look at HOW MANY BANKS...AND CARD DUDES are involved...Everyone you can think of is there.. and for what reason you may ask??? MOBILE PAY..MOBILE THIS and MOBILE THAT...WORLDWIDE..and thats just Publicis.. what about OGLIVY???Thats the google on crack boys.. I think in the grand scheme of things..that 2dcodes are nice but MOBILE WALLET are what the battle is about.. Oh and one more thing....4 {four } GGGGG...None of this can {will } happen UNTIL 4 G is up and running.. 3 G can not handle all the data that will be FLOWING..tHEY KNOW THIS {the big boys } thats why the stall thats why the patent drag on and on and on...there is still time...IMHO